Private paycheck planning
Know where every paycheck dollar goes.
Estimate take-home pay, trace deductions, and compare your result with a real paystub—privately.
Paycheck workspace
See the money move
State
California
Before state income tax
$2,092.60
From $2,500.00 gross
per paycheck
- Take-home
- $2,092.60
- Federal
- $216.15
- Social Security
- $155.00
- Medicare
- $36.25
Single filer, 2026 federal withholding and FICA, no benefits. State income tax, local taxes, and state payroll programs are excluded. Add your amounts in the full calculator.
Open full calculator- Private by designNo upload or account required.
- Transparent methodSee assumptions and every deduction.
Choose your next question
Move from an estimate to an answer.
Each tool opens with the numbers you need—not a wall of filler. Results update as you type, with the calculation and limitations beside them.
Focused calculators
One workspace for every kind of pay
Start with the question you actually have. Every calculator explains what it includes and gives you a useful next step.
Calculator
Paycheck Calculator
Calculate federal withholding and FICA, then add your state tax and deductions.
Calculator
Paystub Checkup
Reconcile a real paycheck and compare every major tax line without uploading a document.
Calculator
Hourly to Salary
Convert an hourly rate to weekly, monthly, and annual pay.
Calculator
Salary to Hourly
Convert annual salary into hourly and per-pay-period rates.
Calculator
Overtime Calculator
Calculate regular pay, overtime pay, and total earnings.
Calculator
Bonus Calculator
Estimate withholding and net bonus outcomes by state.
Calculator
Pre-tax Impact
See how 401(k) and HSA/FSA deductions affect net pay.
Calculator
Self-Employed Tax
Estimate incremental federal and self-employment tax; enter state tax separately.
Calculator
Quarterly Tax
Plan quarterly estimated tax payments and monthly set-aside targets.
Calculator
1099 Tax Calculator
Estimate taxes for contractor and freelance 1099 income.
State paycheck calculators
Choose a state for tax context and assumptions.
Planning guides
View guidesSelf-Employed Tax Calculator (Updated for 2026)
How to estimate self-employed taxes in 2026, including federal, state, and quarterly payment planning.
1099 Tax Calculator Guide (Updated for 2026)
Estimate 1099 tax with a practical framework for income, expenses, and quarterly set-asides.
Quarterly Estimated Tax Planning Guide (2026)
A practical quarterly tax planning workflow for freelancers and self-employed workers in 2026.
Paycheck vs 1099 Taxes: What Changes in 2026
Understand the main differences between W-2 paycheck withholding and 1099 tax planning in 2026.
Why your paycheck may differOpen details+
Payroll systems include elections and local taxes this estimate may not fully model, including city or county withholding and employer-specific benefit rules.
Use this as a planning tool, then compare against your paystub and payroll portal settings.
Methodology and transparencyOpen details+
The paycheck estimate uses the 2026 IRS Publication 15-T annualized withholding method, Form W-4 adjustments, and FICA wage-base rules. State tax is entered by you, not generated from a state table. Annual tax-liability tools use separate income-tax brackets because liability and payroll withholding are different calculations.
See the disclaimer page for details on scope and limitations.
Trust-first paycheck planning
PayStubIQ keeps formulas transparent and keeps the calculator-first experience ahead of long-form content so visitors can estimate quickly.
State links open the same calculator with your state selected. Enter state withholding from payroll or an official worksheet; the site does not claim a separate verified tax model for every state.